Terms and Privacy

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Terms of Service

  • By clicking “Apply Now,” “Get Funded,” “Submit,” “Purchase,” “Buy Now,” or any similar button, entering your information, submitting documentation, or otherwise enrolling electronically, verbally, or otherwise, you (“Client,” “Applicant,” or “Business”) agree to receive services from Premier Advanced Services, LLC (“Company,” “we,” “us,” or “our”) and enter into a legally binding agreement subject to the following Terms of Service.

    1. SERVICES

    Nature of Services

    The Company is a commercial funding consulting and brokerage firm that assists businesses in identifying, preparing for, and connecting with third-party lenders, funding institutions, and capital providers.

    The Company:

    • Evaluates submitted business information

    • Assesses potential funding options

    • Matches Client with appropriate third-party lenders

    • Assists in packaging and presenting funding applications

    • Facilitates communication between Client and funding sources

    The Company does not lend money, underwrite loans, make credit decisions, or guarantee approval.

    All funding decisions are made solely by independent third-party lenders.

    No Financial Advisory Relationship

    The Company provides business consulting and funding placement services only. Services do not constitute:

    • Legal advice

    • Tax advice

    • Accounting services

    • Investment advice

    • Financial planning services

    Client acknowledges that they are responsible for consulting with licensed professionals regarding legal, tax, or financial implications of any funding obtained.

    Scope of Services

    Services provided are limited to those outlined on the Company’s Website and/or agreed upon in writing at the time of engagement.

    The Company does not guarantee:

    • Approval for funding

    • Specific loan amounts

    • Interest rates or factor rates

    • Repayment terms

    • Funding timelines

    Approval, terms, and funding speed depend entirely on lender underwriting criteria and Client’s financial profile.

    Confidentiality

    The Company will use reasonable efforts to maintain confidentiality of Client’s business and financial information, subject to the following:

    Client authorizes the Company to:

    • Share submitted information with third-party lenders and funding partners

    • Verify information provided

    • Obtain business and/or consumer credit reports as permitted by law

    Information may be shared as necessary to evaluate funding eligibility.

    2. CLIENT REPRESENTATIONS

    By submitting an application, Client represents and warrants that:

    • All information provided is accurate and complete

    • The business is legally formed and authorized to operate

    • The individual submitting the application has authority to bind the business

    • No material financial information has been intentionally omitted

    Providing false or misleading information may result in denial of funding and termination of services.

    3. PAYMENT, FEES & COMMISSIONS

    Broker Compensation

    The Company may receive compensation from:

    • Third-party lenders

    • Funding institutions

    • Strategic financing partners

    Compensation may be in the form of commissions, referral fees, or success-based fees.

    In certain cases, Client may be responsible for:

    • Application preparation fees

    • Consulting fees

    • Success-based placement fees

    Any Client-paid fees will be disclosed in writing prior to engagement.

    Refund Policy

    Unless otherwise stated in writing:

    • All consulting or preparation fees are non-refundable.

    • Fees are earned upon service commencement.

    No refunds will be issued based on funding denial by a lender.

    4. FUNDING DISCLAIMER

    Client understands and agrees:

    • The Company does not guarantee funding approval.

    • Funding outcomes depend on lender underwriting.

    • Terms offered may vary significantly based on credit, revenue, risk profile, and industry.

    Any examples, testimonials, or funding scenarios shown on the Website are illustrative only and do not guarantee similar results.

    5. NO GUARANTEE OF RESULTS

    The Company makes no representations or warranties regarding:

    • Amount of funding obtained

    • Cost of capital

    • Business profitability

    • Financial improvement

    • Business success

    Client acknowledges that all business and financing decisions involve risk.

    6. THIRD-PARTY SERVICES

    The Company may recommend third-party service providers, including but not limited to:

    • Credit repair services

    • Accounting professionals

    • Legal professionals

    • Marketing consultants

    • Business advisors

    The Company is not responsible for services provided by any third party.

    If the Company has an affiliate or referral relationship with a third party, this may result in compensation to the Company.

    7. DISCLAIMER OF WARRANTIES

    All services are provided on an “as-is” basis without warranties of any kind, express or implied, including but not limited to:

    • Merchantability

    • Fitness for a particular purpose

    • Non-infringement

    • Performance expectations

    No oral or written information provided by the Company shall create a warranty not expressly stated herein.

    8. LIMITATION OF LIABILITY

    To the fullest extent permitted by law:

    The Company shall not be liable for any:

    • Direct damages

    • Indirect damages

    • Incidental damages

    • Special damages

    • Consequential damages

    • Lost profits

    • Business interruption

    arising from use of the Company’s services or inability to obtain funding.

    Client agrees that the Company’s total liability shall not exceed the total amount of fees paid directly by Client to the Company.

    9. INDEMNIFICATION

    Client agrees to indemnify and hold harmless the Company, its owners, officers, employees, contractors, and affiliates from any claims, losses, damages, or liabilities arising out of:

    • False or inaccurate information provided by Client

    • Misuse of funding obtained

    • Breach of this Agreement

    • Violation of any applicable law

    10. DISPUTE RESOLUTION

    In the event of any dispute arising from this Agreement:

    • The parties agree to attempt informal resolution first.

    • If unresolved, disputes shall be resolved through binding arbitration in the State of Georgia.

    Client agrees that any claim shall be limited to the total fees paid to the Company.

    11. GOVERNING LAW

    This Agreement shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

    If any provision of this Agreement is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

    12. ENTIRE AGREEMENT

    This Agreement constitutes the entire agreement between the parties and supersedes all prior agreements, whether written or oral.

    No amendment shall be valid unless in writing and signed by both parties.

    13. ELECTRONIC CONSENT

    By clicking “I Agree,” submitting an application, or otherwise engaging the Company’s services, Client acknowledges that:

    • They have read and understand these Terms

    • They agree to be legally bound

    • Electronic acceptance constitutes valid legal consent

Privacy Policy

  • PRIVACY POLICY

    Effective Date: March 3, 2026
    Company Name: Premier Advanced Services, LLC (“Company,” “we,” “us,” or “our”)
    Website: www.yourfundingpal.com

    1. PURPOSE OF THIS PRIVACY POLICY

    This Privacy Policy explains how we collect, use, disclose, and protect information when you:

    • Visit our Website

    • Submit a funding application

    • Request information

    • Engage our commercial funding services

    • Communicate with us electronically, verbally, or in writing

    Because we operate in the commercial funding industry, we may collect sensitive business and financial information. We take reasonable steps to safeguard that information.

    2. INFORMATION WE COLLECT

    We collect information directly from you, automatically through our Website, and from third parties.

    A. Information You Provide Directly

    When you apply for funding or contact us, we may collect:

    Business Information

    • Legal business name

    • DBA name

    • Business address

    • Entity type

    • EIN

    • Industry

    • Revenue information

    • Time in business

    • Bank account details

    • Merchant processing statements

    • Financial statements

    Owner / Guarantor Information

    • Full name

    • Home address

    • Phone number

    • Email address

    • Date of birth

    • Social Security Number (if required by lenders)

    • Ownership percentage

    Funding Information

    • Desired funding amount

    • Purpose of funds

    • Existing debts or obligations

    B. Information Collected Automatically

    When you visit our Website, we may collect:

    • IP address

    • Device type

    • Browser type

    • Operating system

    • Pages visited

    • Time spent on pages

    • Referral source

    • Cookies and tracking technologies

    C. Information From Third Parties

    We may obtain information from:

    • Business credit bureaus

    • Consumer credit bureaus (where permitted)

    • Banking verification services

    • Funding partners

    • Marketing platforms

    3. HOW WE USE YOUR INFORMATION

    We use collected information to:

    • Evaluate funding eligibility

    • Match you with appropriate lenders

    • Package and present funding applications

    • Verify identity and prevent fraud

    • Communicate regarding funding opportunities

    • Improve our Website and services

    • Comply with legal and regulatory requirements

    We do not use your information for consumer lending decisions.

    4. CREDIT AUTHORIZATION

    By submitting a funding application, you authorize:

    • The Company and its funding partners to obtain business credit reports

    • Consumer credit reports for owners/guarantors (where applicable)

    • Bank account verification reports

    • Merchant processing verification

    Credit inquiries may be soft or hard pulls depending on lender requirements.

    5. HOW WE SHARE INFORMATION

    We may share your information with:

    A. Funding Partners and Lenders

    To evaluate funding eligibility and provide offers.

    B. Service Providers

    Including:

    • CRM providers

    • Document storage providers

    • Payment processors

    • Identity verification services

    • IT support vendors

    C. Legal and Regulatory Authorities

    If required by law, subpoena, or regulatory investigation.

    D. Business Transfers

    In connection with a merger, acquisition, or sale of assets.

    We do not sell personal information in the traditional consumer marketing sense. However, sharing application data with lenders for funding evaluation may be considered a “sale” under certain state laws. See Section 10 for state-specific rights.

    6. DATA SECURITY

    We implement reasonable administrative, technical, and physical safeguards to protect your information, including:

    • Encrypted data transmission (SSL)

    • Restricted access to sensitive data

    • Secure third-party platforms

    • Internal confidentiality policies

    However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

    7. DATA RETENTION

    We retain information:

    • As long as necessary to provide services

    • As required by lender agreements

    • To comply with legal obligations

    • To resolve disputes

    • To enforce agreements

    Retention periods vary depending on the type of information and regulatory requirements.

    8. COOKIES & TRACKING TECHNOLOGIES

    Our Website may use:

    • Cookies

    • Web beacons

    • Analytics tools (e.g., Google Analytics)

    • Advertising pixels

    These technologies help us:

    • Understand user behavior

    • Improve marketing performance

    • Optimize user experience

    You may disable cookies in your browser settings, though doing so may limit Website functionality.

    9. THIRD-PARTY LINKS

    Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. Users should review the privacy policies of any external sites.

    10. STATE PRIVACY RIGHTS (INCLUDING CALIFORNIA)

    If you reside in certain states (including California, Colorado, Virginia, Connecticut, or Utah), you may have the right to:

    • Request access to personal information we collect

    • Request deletion of personal information

    • Request correction of inaccurate information

    • Opt out of certain data sharing practices

    • Limit use of sensitive personal information

    To exercise these rights, contact us at:

    Email: [email protected]
    Mailing Address: [Insert Company Address]

    We may verify your identity before processing requests.

    Note: Certain business-to-business data may be exempt from state privacy regulations, but we honor applicable rights where required.

    11. CHILDREN’S PRIVACY

    Our services are intended for business owners and individuals over 18 years of age. We do not knowingly collect information from minors.

    12. DO NOT TRACK SIGNALS

    Our Website does not currently respond to browser “Do Not Track” signals.

    13. INTERNATIONAL USERS

    Our services are intended for businesses operating in the United States. If you access our Website from outside the U.S., you consent to transfer your information to the United States.

    14. CHANGES TO THIS POLICY

    We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

    Continued use of our services after updates constitutes acceptance of the revised Policy.

    15. CONTACT INFORMATION

    If you have questions regarding this Privacy Policy, contact:

    Premier Advanced Services, LLC
    Email: [email protected]
    Phone: (404) 953-2410

Copyright 2026. Premier Advanced Lending. All Rights Reserved.